Reply Hey Mom! Learn more about the Gerber Life Insurance Grow-Up Plan!
 
Thread Tools Display Modes
Old 02-27-2013, 12:34 PM   #1
neonalee
Registered Users
seller
seller
 
Join Date: Aug 2010
Posts: 1,113
debt collections help?

My coworker's wife just got served for an outstanding medical debt from when their son was born about a year & a half ago. He said:

im sure shes probably said all the wrong things
she's even sent them a couple hundred dollars
process server came to the house, $4200 + appropriate attorney's fees

Anyone have advice for them? I think I remember reading in the credit report thread about making sure they actually can prove they own the debt?

Thanks!

Advertisement

__________________
DSD - 12/98; DS - 8/10; DD 1/15
Probably
I Swagbucks
neonalee is offline   Reply With Quote
Old 03-01-2013, 09:35 AM   #2
AnimalCookies's Avatar
AnimalCookies
Registered Users
seller
seller
 
Join Date: Feb 2013
Location: Boston
Posts: 218
My Mood:
Re: debt collections help?

First of all, why was the debt not covered by insurance? Do they have insurance? If not... They could have most likely qualified for emergency Medicaid to cover the bill, depending what the expense related to. She should see a lawyer about this as well if trying to get retroactive Medicaid coverage is out of the question. If cost is also an issue, most states have legal aid and community action coalition groups that she can go to for some advocacy and advice. Tell her to try this before anything else, before even trying to deal with the debt collectors directly. Hope that helps. I Have worked in human services for a while and know some people who followed these steps.
AnimalCookies is online now   Reply With Quote
Old 03-01-2013, 10:02 AM   #3
abunchoflemons
Registered Users
sitesupporter
seller
 
Join Date: Apr 2012
Location: usa
Posts: 14,293
My Mood:
Re: debt collections help?

adding
Quote:
Originally Posted by AnimalCookies View Post
First of all, why was the debt not covered by insurance? Do they have insurance? If not... They could have most likely qualified for emergency Medicaid to cover the bill, depending what the expense related to. She should see a lawyer about this as well if trying to get retroactive Medicaid coverage is out of the question. If cost is also an issue, most states have legal aid and community action coalition groups that she can go to for some advocacy and advice. Tell her to try this before anything else, before even trying to deal with the debt collectors directly. Hope that helps. I Have worked in human services for a while and know some people who followed these steps.


agree to this. u could setup repay plan with place as well if other stuff not work....
__________________
Join me making money doing the following: shopkick, Swagbucks Bing it, fronto unlockscreen , Perk, receipthog,1Q, Free Eats, panel app, qmee, bzzagent

Last edited by abunchoflemons; 03-01-2013 at 10:03 AM.
abunchoflemons is online now   Reply With Quote
Old 03-01-2013, 11:36 AM   #4
neonalee
Registered Users
seller
seller
 
Join Date: Aug 2010
Posts: 1,113
Yes, they have insurance. This is the part that wasn't covered. They both work full time and wouldn't be eligible for any kind of assistance.
__________________
DSD - 12/98; DS - 8/10; DD 1/15
Probably
I Swagbucks
neonalee is offline   Reply With Quote
Old 03-01-2013, 05:40 PM   #5
AnimalCookies's Avatar
AnimalCookies
Registered Users
seller
seller
 
Join Date: Feb 2013
Location: Boston
Posts: 218
My Mood:
Re: debt collections help?

So, they could check again with the insurance company to make sure that it wasn't covered because sometimes those companies make you really work for them to pay! But a repayment plan would probably be best if they aren't eligible to do anything else. They could also try to ask if any interest/penalties could be waived if they agree to a payment plan. These issues are always hard to navigate, especially if you don't fully know the circumstances.
AnimalCookies is online now   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

Copyright 2005 - 2014 Escalate Media. All Rights Reserved.