Diaper Swappers

jengojengo · 03-09-2013, 07:01 AM

Hi! Well, we just payed off all our cc debt with our tax refund, and have our (baby) emergency fund. Now I want to attack the only remaining debt, the van. We have about 3 years left on the loan, but I want to pay it off quickly. Getting a job outside of the home is not something that I want/and/or am willing/able to do, and we live on 1 small income which I am grateful to have. I am a stay at home mom to 3 kids, 2 in elementary school, and a 2 year old at home with me all day.

I have made all the cuts I can in the budget, and am now looking at ways to make money that I can do from home. I need suggestions, but the only thing I am not open to is any kind of direct selling. I got into that once before and ended up 11,000 in debt (totally my fault, but I just don't want to get back into that kind of thing again.)

Here are my "skills"-
B.A. in History
Sewing
Knitting
general craftiness

I have heard horror stories of people never making any money doing crafty stuff, and slaving away for hours...

Any advice is welcome. I really have a passion for paying off this van!

mimi57 · 03-09-2013, 07:34 AM

When we were working our way through paying off our debt I started a home daycare. We were able to live off of my income and use my husband's income to pay off our debt. Worked great as I was home with my kids all day and they got socialization from playing with other kids their own age.

drabekgirl · 03-09-2013, 09:53 AM

How about sub teaching you get 50-80 a day (here) and only need a ba and you'd only have find another mom who would be willing to take your 2 y/o once and a while and co-op it with her for a day w/o her child. U could do it 2x a month and find its enough to bring in a little more for that snow ball.

misskira · 03-09-2013, 11:15 AM

I "make" more doing swagbucks than I did knitting. But knitting is more enjoyable. Are you organized enough to thrift store shop and resell? (I am not, but some mamas here do amazing.)

Maybe a family or 2 needs before/after/no school day care? Then you would still have days with your 2yo free.

Melinda29 · 03-09-2013, 12:06 PM

Home daycare

Another idea--trading it for something smaller or cheaper. We had a small car until our fourth child was born. It was tight, but we all fit safely and were able to continue saving to pay cash for a van.

Hitchkids · 03-09-2013, 12:23 PM

If you have a degree in history, can you put together a class for local homeschoolers on a time period you are particularly in love with?

betty_joanne · 03-09-2013, 02:45 PM

Maybe be a history tutor at your home for kids/teens.

kittenbaby77 · 03-09-2013, 03:00 PM

I agree with home tutoring or babysitting at your place. Alot of mamas around u will look at your experience with 3 kids as a great résumé! Swag buck is nice but it does take time. There is also online surveys with well trusted companies.

abunchoflemons · 03-09-2013, 03:07 PM

wham. online sites?

mom1mg · 03-09-2013, 04:02 PM

Quote:

Originally Posted by Hitchkids

If you have a degree in history, can you put together a class for local homeschoolers on a time period you are particularly in love with?

I was going to suggest this same idea.

View Poll Results: What is the best way to generate extra cash to pay down debt?
Knitting	0	0%
Sewing	2	9.52%
Blogging	0	0%
Online Surveys	1	4.76%
Buying and Selling stuff on Ebay	9	42.86%
Other?	9	42.86%
Voters: 21. You may not vote on this poll

03-09-2013, 07:01 AM	#1
jengojengo Registered Users Join Date: May 2007 Location: Mobile, AL Posts: 2,930 Ratings: 127 Feedback: 100% My Mood:	Need advice on ideas to make $ to pay off van... Hi! Well, we just payed off all our cc debt with our tax refund, and have our (baby) emergency fund. Now I want to attack the only remaining debt, the van. We have about 3 years left on the loan, but I want to pay it off quickly. Getting a job outside of the home is not something that I want/and/or am willing/able to do, and we live on 1 small income which I am grateful to have. I am a stay at home mom to 3 kids, 2 in elementary school, and a 2 year old at home with me all day. I have made all the cuts I can in the budget, and am now looking at ways to make money that I can do from home. I need suggestions, but the only thing I am not open to is any kind of direct selling. I got into that once before and ended up 11,000 in debt (totally my fault, but I just don't want to get back into that kind of thing again.) Here are my "skills"- B.A. in History Sewing Knitting general craftiness I have heard horror stories of people never making any money doing crafty stuff, and slaving away for hours... Any advice is welcome. I really have a passion for paying off this van! __________________ Want to lose weight and get healthy quickly and simply? PM me or Click here to try Body By Vi. Click here to find tons of Body By Vi Shake recipes.

03-09-2013, 07:34 AM	#2
mimi57 Registered Users Join Date: Oct 2009 Posts: 47	Re: Need advice on ideas to make $ to pay off van... When we were working our way through paying off our debt I started a home daycare. We were able to live off of my income and use my husband's income to pay off our debt. Worked great as I was home with my kids all day and they got socialization from playing with other kids their own age.

03-09-2013, 09:53 AM	#3
drabekgirl Registered Users Join Date: Aug 2007 Location: Wisconsin Posts: 2,209 Ratings: 3 Feedback: 100%	Re: Need advice on ideas to make $ to pay off van... How about sub teaching you get 50-80 a day (here) and only need a ba and you'd only have find another mom who would be willing to take your 2 y/o once and a while and co-op it with her for a day w/o her child. U could do it 2x a month and find its enough to bring in a little more for that snow ball. __________________ Heather - an ambassador of Jesus disguised as a a wife, Mother to Journey and Summit, daughter, and friend.

03-09-2013, 11:15 AM	#4
misskira Registered Users Join Date: Mar 2008 Location: Western Oregon Posts: 6,347 Ratings: 23 Feedback: 100% My Mood:	Re: Need advice on ideas to make $ to pay off van... I "make" more doing swagbucks than I did knitting. But knitting is more enjoyable. Are you organized enough to thrift store shop and resell? (I am not, but some mamas here do amazing.) Maybe a family or 2 needs before/after/no school day care? Then you would still have days with your 2yo free. __________________ Wife to Tyler, Mama to Logan (3) and Cooper (1) Earn gift cards and paypal on Swagbucks ($605 since December 1! ) And Zoombucks Last edited by misskira; 03-09-2013 at 11:16 AM.